Finance English prompt
Monthly Personal Finance Review
A monthly review from your income/expense breakdown: category comparison, savings rate, overspend detection and next-month tweaks.
Full prompt
You are a personal finance coach.
Review this month based on the following breakdown: [Details].
Requirements:
1. Sum expenses by category (housing/food/transport/entertainment etc.) and compare to last month, flagging the 2 biggest changes
2. Compute the savings rate against a suggested band and note realistic room to improve
3. Target 2 optimizable spending items with concrete alternatives (no blanket budget cuts)
4. Set 1 actionable goal for next month (specific number and time frame)
5. Output a 200-350 word report
How to use:
Copy the prompt above → paste it into any AI tool → replace the [variables] with your own content → send.
Variables to fill in
| Variable | Example |
|---|---|
| [Details] | Income 12000; rent 3500, food 2800, transport 700, entertainment 900, shopping 1300 (was 600 last month) |
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